Loan Programs > Commercial Real Estate > Bridge

Affordable Tax Exempt

Smart multifamily investors apply advantages of the affordable tax-exempt program in today’s market conditions from our wholly-owned subsidiary, Red Stone.

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Through our wholly-owned subsidiary Red Stone, our professionals combine extensive real estate experience with capital markets expertise to originate, underwrite, structure, close, and manage multifamily debt and equity investments. Red Stone has established itself as a leader in the field of affordable multifamily real estate finance, backed by flexibility and common-sense underwriting.

Loan Amount


Loan Purpose

The Small Business

Blake Roses

Sunny Isles Beach, Florida

The Financing Challenge

A husband and wife came to Ready Capital with the goal of becoming first-time business owners. They had their eye on a florist studio that had served Sunny Isles Beach, and several nearby communities, for over two decades.

It was clear that the couple had great ownership potential, but they had some on-paper challenges that blocked the path to traditional bank financing.

Loan Scenario

Here's what our borrowers brought to Ready Capital

New to ownership​

No prior business ownership or industry experience, and short tenure for current owner.

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Unsecured deal

An unsecured deal with much of the loan proceeds going toward goodwill.

Flower delivery truck

Staff dependencies

A team of 4 studio employees and 6 delivery personnel whose livelihoods depended on a smooth transition.

Recent transactions

We consider the full range of value-add strategies and deliver structured finance solutions backed by experienced CRE lending professionals.

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Nationwide lending at its best

Our team of professionals have deep industry expertise, offering brokers and sponsors commercial real estate know-how and confidence through all markets and credit cycles. ​

Request a pricing quote

Receive a quote for loan pricing on a multifamily property.