Loan Programs > Commercial Real Estate > CMBS


When an investor needs financed time to get their property agency loan-ready, a bridge-to-agency loan is the solution. Ready Capital pioneered the program.


A Bridge-to-Agency Loan is [TBD].

Ready Capital is an approved Freddie Mac SBL seller/servicer, providing small balance loans from $1 million up to $7.5 million with both fixed- and hybrid-rate structures. We provide capital for acquisition, refinancing and cash-out requests, and take pride in delivering quick closings backed by flexibility and common-sense underwriting.

Bridge for Multifamily Properties

Ready Capital is your single source for nationwide Small Balance Multifamily loans.

Leveraging the firm’s bridge expertise, Ready Capital was one of the first national lenders to offer a Bridge-to-Agency product, creating a “one-stop shop” for our clients.

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Loan Terms

Loan Purpose Multifamily properties with 5 or more units
Loan Amount $1 million to $7.5 million
(>$7.5 million for multipple properties)
Loan Term 5 years to 20 years
Rate Type Floating (SOFR-based)
Closing Timeline 30-45 days
Fees Origination generally 1%.
Exit waived for another refinance with Ready Capital.
DSCR/Debt Yield No origination fees
Amortization Full-term; interest only (IO)

Recent transactions

We consider the full range of value-add strategies and deliver structured finance solutions backed by experienced CRE lending professionals.

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Nationwide lending at its best

Our team of professionals have deep industry expertise, offering brokers and sponsors commercial real estate know-how and confidence through all markets and credit cycles. ​

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Receive a quote for loan pricing on a multifamily property.