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    Bridge Financing

    OVERVIEW

    Ready Capital provides short-term, non-recourse bridge and mezzanine loans nationwide on transitional, value-add and event-driven commercial and multifamily real estate. We lend up to $45 million (larger for select assets and portfolios) for middle-market and institutional commercial real estate sponsors, and larger on a case-by-case basis.

    We provide floating and fixed rate terms to five years for multifamily, office, retail, industrial, mixed-use, self-storage, student housing, hospitality, residential and commercial condo, and specialty use properties. We consider the full range of value add strategies and deliver structured finance solutions backed by experienced bridge lending professionals.

    Check out our most recent transactions and client testimonials:

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    $6,600,000
    Purchase
    Bridge
    Office
    3 Year Term
    Greenwood, IN
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    $22,600,000
    Refinance and Stabilization
    Bridge
    Mixed Use
    4 Year Term
    Charlotte, NC
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    $13,900,000
    Rate/Term Refinance
    Bridge
    Retail
    3 Year Term
    Santa Monica, CA
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    $4,700,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
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    $6,200,000
    Purchase
    Fixed rate
    Retail
    2 Year Term
    Sacramento, CA
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    $2,600,000
    Rate/Term Refinance
    Bridge
    Retail
    5 Year Term
    Jacksonville, FL
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    $16,200,000
    Purchase
    Bridge
    Various Property Types - Portfolio
    3 Year Term
    Los Angeles, CA
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    $7,500,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Houston, TX
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    $11,900,000
    Purchase
    Fixed rate
    Student Housing
    3 Year Term
    Normal & Champaign, IL
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    $10,200,000
    Purchase
    Bridge
    Multifamily
    5 Year Term
    West Valley City , UT
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    $20,100,000
    Purchase
    Fixed rate
    Mixed Use
    7 Year Term
    Costa Mesa, CA
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    $7,950,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami, FL
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    $25,800,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
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    $38,900,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio, TX
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    $7,900,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami (Wynwood), FL
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    $28,300,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Houston , TX
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    $14,500,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Portland , OR
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    $7,860,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Freeport, TX
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    $5,590,000
    Rate/Term Refinance
    Bridge
    Multifamily
    2 Year Term
    Houston, TX
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    $4,930,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami, FL
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    $11,960,000
    Purchase
    Bridge
    Office
    3 Year Term
    Charlotte, NC
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    $8,400,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Charlotte, NC
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    $8,900,000
    Purchase
    Bridge
    Multifamily
    2 years Year Term
    Tampa, FL
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    $7,570,000
    Purchase
    Bridge
    Industrial
    3 Year Term
    Charlotte, NC
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    $33,325,000
    Rate/Term Refinance
    Bridge
    Office
    3 Year Term
    Chicago, IL
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    $8,240,000
    Rate/Term Refinance
    Bridge
    Mixed Use
    3 Year Term
    Los Angeles , CA
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    $12,760,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
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    $16,360,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
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    $25,070,000
    Purchase
    Bridge
    Mixed Use
    3 Year Term
    Denver, CO
    $5,000,000
    purchase
    Bridge
    Retail
    2 Year Term
    Los Angeles, CA
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    $5,500,000
    purchase
    Bridge
    Multifamily
    3 Year Term
    New York, NY
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    $7,848,475
    Rate/Term Refinance
    Bridge
    Office
    3 Year Term
    Chicago, IL
    $1,520,361
    Rate/Term Refinance
    Bridge
    Multifamily
    2 Year Term
    Philadelphia, PA
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    $2,585,000
    Purchase
    Bridge
    Multifamily
    2 Year Term
    Decatur, GA
    $1,350,000
    Purchase
    Bridge
    Multifamily
    Year Term
    Minneapolis, MN
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    $4,700,000
    Purchase
    Bridge
    Multifamily
    2 Year Term
    Houston, TX
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    $13,400,000
    Purchase
    Bridge
    Industrial
    3 Year Term
    Tampa, FL
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    $1,730,000
    Purchase
    Bridge
    Multifamily
    1 Year Term
    Bridgeport, CT
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    $3,400,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Houston, TX
    $1,350,000
    Purchase
    Bridge
    Multifamily
    1 Year Term
    Panama City, FL
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    $3,100,000
    Cash-Out Refinance
    Bridge
    Retail
    2 Year Term
    Baltimore, MD
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    $2,765,000
    Purchase
    Bridge
    Industrial
    2 Year Term
    San Antonio, TX
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    $2,150,000
    Purchase
    Bridge
    Multifamily
    2 Year Term
    Athens, GA
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    $2,677,000
    Purchase
    Bridge
    Multifamily
    2 Year Term
    Fort Lauderdale, FL
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    $7,936,500
    Rate/Term Refinance
    Bridge
    Multifamily
    2 Year Term
    Various, TX
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    $8,800,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Largo, FL
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    $28,800,000
    Rate/Term Finance
    Bridge
    Mixed Use
    3 Year Term
    New York, NY
    $2,720,000
    purchase
    Bridge
    Multifamily
    1 Year Term
    Golden, CO
    $12,140,000
    Cash-Out Refinance
    Bridge
    Mixed Use
    2 Year Term
    Bronx, NY
    $8,930,000
    Rate/Term Refinance
    Bridge
    Retail
    3 Year Term
    Livonia, MI
    $8,000,000
    purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    $4,818,750
    purchase
    Bridge
    Office
    3 Year Term
    Tustin, CA
    $4,700,000
    purchase
    Bridge
    Office
    3 Year Term
    Houston, TX
    $2,435,500
    purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    $6,150,000
    purchase
    Bridge
    Multifamily
    3 Year Term
    Charlotte, NC
    $10,420,000
    purchase
    Bridge
    Office
    3 Year Term
    Atlanta, GA
    $11,500,000
    purchase
    Bridge
    Office
    2 Year Term
    Miami, FL
    $2,888,500
    purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    $4,058,900
    purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    $6,000,000
    purchase
    Bridge
    Mixed Use
    2 Year Term
    New York, NY
    CRITERIA

    PRODUCT OVERVIEW

    • Transitional, value-add and event-driven real estate opportunities
    • Highly structured loan solutions
    • Financing customized to borrower business plan
    • Loan size: up to 80% of project cost, 85% senior stretch deal specific
    • Term: floating rate up to five years including extensions
    • Prepayment: minimum interest
    • Future Funding: Capex, TI/LC, earnouts, interest and operating reserves
    • Fixed and fixed/floating hybrid loan solutions
    David Kwitman
    New York, NY

    David is a real estate investment professional with over 10 years experience investing in private market real estate transactions across the capital structure and property types. As a Director in the production group of Ready Capital, David is responsible for sourcing, structuring and closing loans for the firm’s nationwide middle market bridge lending platform with a focus on transitional and value-add real estate opportunities. Prior to Ready Capital, David held positions at FirstKey Lending, Prudential Real Estate Investors and J.P.Morgan. He is a graduate of Washington University in St. Louis and received his M.B.A. from Columbia Business School, where he focused on real estate and finance. He is a CFA Charterholder, earning the designation in 2009.

    Specialties:
    • Bridge
    • Fixed rate
    • Multifamily
    Back
    See most recent transactions & client testimonials:
    image
    $13,400,000
    Purchase
    Bridge
    Industrial
    3 Year Term
    Tampa, FL
    image
    $6,600,000
    Purchase
    Bridge
    Office
    3 Year Term
    Greenwood, IN
    image
    $22,600,000
    Refinance and Stabilization
    Bridge
    Mixed Use
    4 Year Term
    Charlotte, NC
    image
    $13,900,000
    Rate/Term Refinance
    Bridge
    Retail
    3 Year Term
    Santa Monica, CA
    image
    $4,700,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    image
    $6,200,000
    Purchase
    Fixed rate
    Retail
    2 Year Term
    Sacramento, CA
    image
    $2,600,000
    Rate/Term Refinance
    Bridge
    Retail
    5 Year Term
    Jacksonville, FL
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    $16,200,000
    Purchase
    Bridge
    Various Property Types - Portfolio
    3 Year Term
    Los Angeles, CA
    image
    $7,500,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Houston, TX
    image
    $11,900,000
    Purchase
    Fixed rate
    Student Housing
    3 Year Term
    Normal & Champaign, IL
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    $10,200,000
    Purchase
    Bridge
    Multifamily
    5 Year Term
    West Valley City , UT
    image
    $20,100,000
    Purchase
    Fixed rate
    Mixed Use
    7 Year Term
    Costa Mesa, CA
    image
    $7,950,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami, FL
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    $25,800,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
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    $38,900,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio, TX
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    $7,900,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami (Wynwood), FL
    image
    $28,300,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Houston , TX
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    $14,500,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Portland , OR
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    $7,860,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Freeport, TX
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    $5,590,000
    Rate/Term Refinance
    Bridge
    Multifamily
    2 Year Term
    Houston, TX
    image
    $4,930,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Miami, FL
    image
    $11,960,000
    Purchase
    Bridge
    Office
    3 Year Term
    Charlotte, NC
    image
    $8,400,000
    Purchase
    Bridge
    Retail
    3 Year Term
    Charlotte, NC
    image
    $8,900,000
    Purchase
    Bridge
    Multifamily
    2 years Year Term
    Tampa, FL
    image
    $7,570,000
    Purchase
    Bridge
    Industrial
    3 Year Term
    Charlotte, NC
    image
    $33,325,000
    Rate/Term Refinance
    Bridge
    Office
    3 Year Term
    Chicago, IL
    image
    $8,240,000
    Rate/Term Refinance
    Bridge
    Mixed Use
    3 Year Term
    Los Angeles , CA
    image
    $12,760,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
    image
    $16,360,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    San Antonio , TX
    image
    $9,150,000
    Rate/Term Refinance
    Fixed rate
    Mixed Use
    10 Year Term
    Surprise, AZ
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    $31,500,000
    Rate/Term Refinance
    Fixed rate
    Mixed Use
    10 Year Term
    Portfolio , Various States
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    $25,070,000
    Purchase
    Bridge
    Mixed Use
    3 Year Term
    Denver, CO
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    $14,480,000
    Rate/Term Refinance
    Bridge
    Mixed Use
    3 Year Term
    Seattle, WA
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    $7,848,475
    Rate/Term Refinance
    Bridge
    Office
    3 Year Term
    Chicago, IL
    image
    $8,800,000
    Purchase
    Bridge
    Multifamily
    3 Year Term
    Largo, FL
    image
    $9,445,000
    purchase
    Fixed rate
    Multifamily
    5 Year Term
    Midvale, UT
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    $6,500,000
    purchase
    Bridge
    Industrial
    2 Year Term
    Hollywood, FL
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    $5,500,000
    purchase
    Bridge
    Multifamily
    3 Year Term
    New York, NY
    $4,115,959
    purchase
    Bridge
    Multifamily
    3 Year Term
    Phoenix, AZ
    $11,736,000
    purchase
    Bridge
    Industrial
    3 Year Term
    Portland, TN
    $5,815,000
    purchase
    Bridge
    Industrial
    2 Year Term
    Baldwin Park, CA
    $9,005,000
    purchase
    Bridge
    Hospitality
    3 Year Term
    Daytona Beach, FL
    $8,575,000
    Rate/Term Refinance
    Bridge
    Industrial
    3 Year Term
    Fair Lawn, NJ
    $2,403,700
    purchase
    Bridge
    Multifamily
    2 Year Term
    San Francisco, CA
    $4,805,000
    Rate/Term Refinance
    Bridge
    Self Storage
    3 Year Term
    Garfield, NJ
    $2,029,300
    purchase
    Bridge
    Multifamily
    2 Year Term
    San Francisco, CA
    $9,450,000
    Rate/Term Refinance
    Bridge
    Office
    3 Year Term
    Newport Beach, CA
    $16,725,000
    purchase
    Bridge
    Office
    3 Year Term
    Del Mar, CA
    $23,200,000
    purchase
    Bridge
    Office
    3 Year Term
    Toluca Lake, CA
    $9,405,000
    purchase
    Fixed rate
    Self Storage
    5 Year Term
    Missouri City, TX
    $9,900,000
    purchase
    Bridge
    Hospitality
    3 Year Term
    Englewood, CO
    $17,840,000
    Rate/Term Refinance
    Bridge
    Multifamily
    2 Year Term
    Philadelphia, PA
    $5,825,000
    purchase
    Bridge
    Industrial
    2 Year Term
    Belleville, MI
    $6,370,000
    purchase
    Bridge
    Retail
    3 Year Term
    Miami, FL
    $7,055,000
    purchase
    Bridge
    Multifamily
    3 Year Term
    Los Angeles, CA
    $6,846,000
    purchase
    Bridge
    Industrial
    4 Year Term
    Dallas, TX
    $7,842,000
    purchase
    Bridge
    Hospitality
    3 Year Term
    Orlando, FL
    $5,500,000
    Cash-Out Refinance
    Bridge
    Mixed Use
    2 Year Term
    Miami Beach, FL
    $7,510,000
    purchase
    Bridge
    Office
    3 Year Term
    Portland, OR
    NEWS
    • 2021
    • 2020
    • 2019
    • 2018
    • 2017
    • 2016
    Ready Capital National Bridge Team Closes Approximately $225 Million in 11 States in Final Quarte... - 01/14/2021
    NEW YORK, Jan. 14, 2021 (GLOBE NEWSWIRE) -- Ready Capital’s National Bridge Originations Team announces the closing of acquisition, refinance, renovation and redevelopment loans for approximately $225 million in 11 states between September 2020 and December 2020. In October, Ready Capital closed the ...
    < older news
    CAREERS

    Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

    Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

    Find out what job positions are open in your area.

    View Open Positions
    SUBMIT A REQUEST

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