Fixed Rate Lending
Ready Capital offers fixed rate permanent loans to $50 million for multifamily, office, retail mixed use, self-storage, industrial and select other property types. As a non-bank capital source, we bring speed to the commercial lending process and help borrowers capitalize on more opportunities.
Ready Capital is one of the few non-bank commercial mortgage lenders providing financing nationwide. We are driven by our vision to provide customers with an unparalleled experience in small-balance commercial real estate financing. We leverage our team’s expertise to deliver flexible commercial lending solutions, quick closings and exceptional customer service.
Check out our most recent transactions and client testimonials:

Fixed rate
Retail
10 Year Term
Conyers, GA

Fixed rate
Multifamily
10 Year Term
Lilburn, GA
“The way you solved challenges was a breath of fresh air. I have not seen a lender in six years that showed the willingness to explore all of the options available…this was the best performance we have had with a lender in a long, long time. Thanks again.”

Fixed rate
Office
10 Year Term
Glendale , CA

Fixed rate
Retail
5 Year Term
Fairfax Station, VA

Fixed rate
Retail
10 Year Term
Tempe, AZ

Fixed rate
Multifamily
10 Year Term
Bronx, NY

Fixed rate
Multifamily
10 Year Term
Various, GA

Fixed rate
Retail
10 Year Term
Riverdale, GA

Fixed rate
Office
10 Year Term
Westerville, OH
“The Ready Capital team was responsive throughout the loan process and they performed to our expectation. Inquiries were handled promptly and professionally from beginning to end. We anticipate a long and mutually beneficial relationship with Ready Capital going forward.”

Fixed rate
Multifamily
5 Year Term
Midvale, UT
Fixed rate
Mixed Use
10 Year Term
Chicago, IL

Fixed rate
Multifamily
10 Year Term
Lakewood, CO
Fixed rate
Multifamily
5 Year Term
Forest Park, GA

Fixed rate
Office
10 Year Term
Glendale, CA

Fixed rate
Self Storage
12 Year Term
Kent, WA

Freddie SBL
Multifamily
10 Year Term
Various, OH

Fixed rate
Office
10 Year Term
Chesapeake, VA
Fixed rate
Mixed Use
5 Year Term
Los Angeles , CA
Fixed rate
Retail
10 Year Term
Coral Gables, FL

Fixed rate
Multifamily
10 Year Term
Oklahoma City, OK

Fixed rate
Retail
10 Year Term
Pflugerville, TX
Fixed rate
Multifamily
10 Year Term
Greensboro, NC

Fixed rate
Retail
10 Year Term
New Lenox, IL

Fixed rate
Retail
10 Year Term
Lawrenceville, GA

Fixed rate
Retail
10 Year Term
Kissimmee, FL

Fixed rate
Retail
10 Year Term
Live Oak , TX

Fixed rate
Retail
5 Year Term
Yuma, AZ

Fixed rate
Retail
10 Year Term
Capitol Heights, MD

Fixed rate
Industrial
10 Year Term
Pittsburg, CA

Fixed rate
Mixed Use
10 Year Term
Clifton, NJ

Fixed rate
Multifamily
10 Year Term
Paterson, NJ

Fixed rate
Fixed Rate
10 Year Term
San Antonio, TX

Fixed rate
Office
10 Year Term
Grand Prairie, TX

Fixed rate
Multifamily
10 Year Term
Waxahachie, TX

Fixed rate
Retail
5 Year Term
Evansville, IN

Fixed rate
Retail
2 Year Term
Sacramento, CA
PRODUCT OVERVIEW
- $3MM – $50MM*
- Flexible prepays including step-downs
- Stabilized and near-stabilized properties
- Custom structures
- Major markets nationwide
- Pricing starting in the 4%s
- Acquisitions, refinance, recapitalization, cash out
- 2 – 10 year terms (15 years on a case-by-case basis)
- Up to 75% LTV
- Minimum 1.25 DCR
- Up to 30 year amortization for multi-family, 25 years for other asset types, IO on a case-by-case basis
- Par to lender / YSP available
- CMBS alternative
- Non-recourse
- Future funding, holdbacks and earn-outs
- Light value add if cash flowing
*Lower and higher loan amounts considered on a case-by-case basis
- Director, Loan Officer
- 404.992.3505
- russell.grigg@readycapital.com
Russell originates non-recourse Fixed Rate, Bridge, and Multifamily commercial real estate loans on various asset classes such as multifamily, retail, office, industrial, storage, hospitality, and mixed-use. Russell has over 13 years of lending experience. Prior to joining the Ready Capital, Russell held loan originator positions with community, regional, and national Banks in Atlanta GA. Russell earned a B.S. in Business as well as an M.B.A. from Troy University.
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Fixed rate
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Bridge
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CMBS
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Multifamily

Fixed rate
Retail
10 Year Term
Lawrenceville, GA

Fixed rate
Retail
10 Year Term
New Lenox, IL

Fixed rate
Retail
10 Year Term
Roswell, GA

Multifamily
Multifamily
2 Year Term
Atlanta, GA

Fixed rate
Retail
10 Year Term
Conyers, GA

Fixed rate
Retail
10 Year Term
Alpharetta, GA

Fixed rate
Retail
10 Year Term
Grayson, GA
Fixed rate
Retail
10 Year Term
Coral Gables, FL

Fixed rate
Multifamily
10 Year Term
Lilburn, GA

Fixed rate
Multifamily
10 Year Term
Various, GA

Fixed rate
Retail
10 Year Term
Riverdale, GA

Bridge
Multifamily
2 Year Term
Athens, GA

Bridge
Multifamily
2 Year Term
Fort Lauderdale, FL

Fixed rate
Self Storage
10 Year Term
Greenville, SC

Fixed rate
Office
10 Year Term
Various, GA

Fixed rate
Multifamily
10 Year Term
Carrollton, GA

Freddie SBL
Multifamily
2 Year Term
Riverdale, CA

Fixed rate
Multifamily
10 Year Term
Kenedy, TX

Fixed rate
Industrial
10 Year Term
Atlanta, GA

Bridge
Multifamily
1 Year Term
Valdosta, GA

Fixed rate
Office
10 Year Term
Snellville, GA
Fixed rate
Retail
10 Year Term
Suwanee, GA
Freddie SBL
Multifamily
10 Year Term
Columbus, OH
Fixed rate
Multifamily
10 Year Term
Brookhaven, GA
Freddie SBL
Multifamily
5 Year Term
Atlanta, GA
Freddie SBL
Multifamily
20 Year Term
Marietta, GA
Freddie SBL
Multifamily
20 Year Term
Winder, GA
Freddie SBL
Multifamily
20 Year Term
Athens, GA
- 2021
- 2020
- 2019
- 2018
- 2017
- 2016
Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.