Small Business
- Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
- Offers secured and unsecured financing nationwide to small business owners
- Provide loans from $350,000 to $5 million
- Flexible terms and competitive loan rates to fund a range of business needs
- Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
- Closing costs may be financed
- Equity injection may include seller note or gift funds
- Working capital may be included
- Story driven underwriting
- Low down payment
- Longer terms
- More flexibility
- Fixed rate available for those who qualify
INDUSTRIES
Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.
Loan Programs:
- Owner Occupied Real Estate
- Business and Partner Buyouts
- Real Estate Loans
- Renovations & Expansions
- Working Capital
- Practice Acquisitions
- Debt Consolidation
- Construction
- Equipment
Loan Terms:
- Creative Financing Structures
- Up to 25 Year Loans
- Competitive Interest Rates
- Flexible Payment Structures
MEDICAL
DENTAL
LOGISTICS
SELF
STORAGE
FUNERAL
HOMES
INSURANCE
AGENCIES
LEGAL
ACCOUNTING
WAREHOUSE
ASSISTED
LIVING
HOSPITALITY
CHILDCARE
LIQUOR
STORES
PHARMACY
VETERINARY
CONVENIENCE
STORE /GAS STATION
- Executive Director, Southern California Loan Originations
- 213-804-6541
- Mike.Kim@readycapital.com
Mike Kim has more than 25-years lending experiences with SBA7a, USDA B&I and regular commercial loans. Prior to joining RCL in 2018, Mike Kim served as Chief Lending Officer, SBA Manager and Commercial Lending Manager at various banks including Hanmi Bank, Royal Business Bank and Pacific City Bank. Mike Kim’s extensive experience in various lending programs can provide the best lending options for clients and referral partners with a proven excellent performance record.
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Small Business
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Working Capital
$
Year Term
Wilmington, DE
Real Estate Purchase
$393,000
25 Year Term
Bakersfield, CA
Business Acquisition
$1,326,000
10 Year Term
Larue, TX
830000
$830,000
25 Year Term
Yelm, WA
Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.
Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?
Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.
Find out what job positions are open in your area.