Loan Programs > Small Business > USDA B&I
USDA Business & Industry (B&I)
Ready Capital is licensed to leverage USDA B&I loans across most of the U.S. Let us help you structure a financing solution to fit your business goals.
USDA B&I lending eligibility is limited to businesses and projects in areas with populations less than 50,000, with the goal of job retention and creation as well as the overall well-being of rural communities.
USDA B&I Highlights
Our USDA license satisfies customers in traditionally underbanked communities who might benefit from the unique qualities of this program or who otherwise might not meet SBA lending requirements.
* While CRE may be <51% Owner Occupied, CRE must still be used >50% for business purposes (non-residential).
Important Information about USDA: Ready Capital, through its subsidiary, ReadyCap Commercial, LLC, is regulated by and complies with all requirements of the USDA B&I program as set forth by the United States Department of Agriculture under the OneRD Initiative.
About Ready Capital
Why Ready Capital for USDA business loans
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Apply for a Ready Capital USDA loan
Click the appropriate loan amount below to be directed to the application process. It takes less than 3 minutes and will not affect your credit score.