At Ready Capital, we consider the impact our activities have on local communities in which we operate and on the global community.

As a result, we embrace the challenge of contributing to a better world through the lens of environmental, social and governance factors.

ESG @ Ready Capital

Positive Corporate Impact


We obtain and review environmental assessments and other property metrics in conjunction with underwriting of commercial real estate secured loans.

Ready Capital has provided capital to manufacturers of solar panels through investment in Commercial Property Assessed Clean Energy (C-PACE) financing.

By implementing digital document management processes to replace paper, Ready Capital has reduced our carbon emissions and landfill waste while also minimizing our consumption of forest and water resources.


Facilitated $6.5 billion of Low-Income Housing Tax Credit financing for 75,000 apartment units in affordable and mixed income rental properties.

Originated over 1,100 small balance apartment loans totaling $2.8 billion since 2015.

Provided more than $1.4 billion of financing to assist more than 1,400 small businesses.

Since 2018, we have supported military veterans and families as a sponsor of Military Makeover television show airing on Lifetime and Armed Forces Network. In addition, Ready Capital offers preferred pricing to veteran business owners.

In 2023, we established a partnership with Esusu, the leading financial technology platform leveraging data to empower renters and improve property performance. Through our partnership, Ready Capital will be able to help bolster credit scores of underserved renters, give access to a rent relief program, and provide financial literacy and credit education courses. To strengthen the alliance with Esusu, Ready Capital is also donating to the Stable Home Fund, a 501(c)(3) public charity organization that provides rent relief funds to help keep renters in their homes at times of financial distress. Through this commitment, underserved communities will get the urgent rent relief funds they need. Learn more about the Stable Home Fund.

Working with CAVU Securities and through their Money Fund Portal to effectively manage our liquidity. The portal delivers cash management optimization for companies and provides access to multiple counterparties through customized connectivity. CAVU Securities is a certified minority and veteran-owned and operated broker-dealer firm that offers best-in-class products and services while making a meaningful impact on underrepresented and veteran communities.

During the Pandemic, provided over $5.0 billion of PPP loans (mostly under $25,000) to small businesses disproportionately comprised of minority/women-owned small businesses.


Minorities and women comprise one-third of the Ready Capital Board of Directors.

Executive compensation, established by the Board of Directors, includes long-term performance objectives as gauged by specific metrics.

Waterfall Asset Management - Signatory of Principles for Responsible Investment

Principles for Responsible Investment (PRI)

Ready Capital’s external manager, Waterfall Asset Management LLC, became a signatory to the United Nations-supported Principles for Responsible Investment (PRI) in 2022.