Loan Programs > Small Business > Veterans loans

Veterans Loans

Ready Capital is proud to be a top lender to veteran business owners. Learn more about our loan terms and packaging fee waivers.


Ready Capital takes great pride in our ongoing commitment to all those who have served our country. For U.S. veterans who later become entrepreneurs and business owners, Ready Capital can provide the right SBA financing.

SBA 7(a) Highlights for veterans loans

*Loans between $5M and $7M financed with Pari Passu loans. Loans under $500,000 financed through our iBusiness technology platform. These loans are made pursuant to the SBA 7(a) Small Balance and Express programs. Loans over $7,000,000 may be funded pursuant to our USDA B&I license. In either case, loan terms vary by loan program, borrower eligibility, loan amount, and other factors.

About Ready Capital

Why Ready Capital for veterans loans

Ready Capital is your trusted partner for small business loans.
Here’s why brokers and business owners think we’re different.  

Publicly Traded

Listed on the New York Stock Exchange (NYSE:RC), non-bank, non-depository

SBA Preferred Lender

Ready Capital is the #4 SBA Preferred Lender in the U.S.

Flexible Lending

More flexible lending box delivers more successes

Nationwide Coverage

Lends in all 50 states and has delivered over $1.6B in capital

Systematic Process

Provides fast eligibility screening, prequalification, and term sheets

Rapid Execution

Approval process focused on speed, dependability, and transparency

Dedicated Service

A dedicated Ready Capital representative shepherds each transaction

Regular Outreach

A communication-rich customer experience

Have a question about U.S. VeteranS business Loans?


Answer: An SBA 7(a) loan is an excellent option for first-time and established business owners who are veterans.

Ready Capital is able to offer competitive terms and more flexibility in our qualifications as a national non-bank lender. We also waive the packaging fee for our veteran borrowers who qualify.

To find out if you qualify for a veterans SBA loan, click on the loan amount you need below (less than $500,000 or more than $500,000). Then complete the online form by telling us about your business and goals.

Answer: For an SBA loan, there is no minimum credit score requirement. You may need other mitigating factors to make up for a lower score, but there is no set minimum.

Answer: Yes, Ready Capital is licensed in to lend to veterans and non-veterans in all 50 U.S. states.

Answer: Sometimes a down payment is needed for an SBA loan, but many Ready Capital SBA borrowers have closed deals without having to put any money down.


Get Started

Apply for a Ready Capital SBA 7(a) loan

Click the appropriate loan amount to start the application process. It takes less than 3 minutes and will not affect your credit score.