Veterans Loans
Ready Capital is proud to be a top lender to veteran business owners. Learn more about our loan terms and packaging fee waivers.
Overview
Ready Capital takes great pride in our ongoing commitment to all those who have served our country. For U.S. veterans who later become entrepreneurs and business owners, Ready Capital can provide the right SBA financing.
SBA 7(a) Highlights for veterans loans
- Loans from $350,000 to $5,000,000
- Loan terms up to 25 years
- Low borrower equity required
- Wide use of loan proceeds
- Limited/No prepayment penalties
- Packaging fees waived on SBA financing
- Closing costs may be financed
Loans under $500,000 financed through our iBusiness technology platform. Loan terms vary by loan program, borrower eligibility, loan amount, and other factors.
About Ready Capital
Why Choose Ready Capital for Veterans Loans?
Ready Capital is a trusted partner for small business loans.
Here’s why clients think we’re different.
Publicly Traded
A non-bank, non-depository, listed on the New York Stock Exchange (NYSE:RC)
SBA Preferred Lender
The #4 SBA Preferred Lender in the United States
Responsive Lending
More flexible lending delivers better outcomes
Nationwide Coverage
Lends in all 50 states, delivering over $1.6B in capital
Dedicated Service
A reliable Ready Capital representative manages each transaction
Rapid Execution
Approval process focused on speed, dependability, and transparency
Have a question about U.S. VeteranS business Loans?
FAQs
What are the best loans for U.S. veterans?
Answer: An SBA 7(a) loan is an excellent option for first-time and established business owners who are veterans.
Ready Capital is able to offer competitive terms and more flexibility in our qualifications as a national non-bank lender. We also waive the packaging fee for our veteran borrowers who qualify.
What's the best way to get a U.S. veterans business loan?
To qualify for a veterans SBA loan, click on the loan amount needed below (less than $500,000 or more than $500,000). Then complete the online form by telling us about the business and goals.
What credit score is needed for a veterans business loan?
Answer: For an SBA loan, there is no minimum credit score requirement. Other mitigating factors may be needed to make up for a lower score, but there is no set minimum.
Does Ready Capital lend to U.S. veterans nationwide?
Answer: Yes, Ready Capital is licensed to lend to veterans and non-veterans in all 50 U.S. states.
Is a down payment needed for a veterans business loan?
Answer: Sometimes a down payment is needed for an SBA loan, but many Ready Capital SBA borrowers have closed deals without having to put any money down.
Get Started
Apply for a Ready Capital SBA 7(a) loan
Click the appropriate loan amount to start the application process. It takes less than 3 minutes and will not affect your credit score.