Richard is a 23-year veteran of the finance and banking industry, advising small business owners in SBA lending, commercial mortgage-backed securities, factoring finance, asset management, and financial planning. Richard previously served as Managing Director of Pricom Capital, a New York-based commercial finance brokerage firm, as a Private Wealth Manager for Morgan Stanley Smith Barney in Manhattan, and as Vice President of Business Development at American Business Lending, a Dallas-based SBA non-bank lender. Most recently, Richard was Senior Vice President of Business Development at Celtic Bank, a Salt Lake City SBA privately-owned, industrial bank lender.
Richard graduated Cum Laude from Fairfield University with a Bachelor of Science degree.