Loans for Business Acquisitions with Minimal Upfront Investment
It can take years for business owners to grow their business into another specialty or industry, with no guarantee of success. However, if there is an established industry expert open to an acquisition, they can gain an entire team of experienced professionals and hit the ground running immediately. All that is needed are the funds to acquire the business—or a lender willing to finance its future success.
Ready Capital may be able to provide a government-guaranteed business acquisition loan with fewer restrictions than conventional options for rural and small business owners. Whether a USDA or an SBA 7(a) loan, our financing options can provide the following benefits:
- Low equity injection (up to 90% financing of the acquisition amount)
- Minimal or nonexistent collateral requirements
- No restrictive covenants
Eligible for a Ready Capital Business Acquisition Loan?
Small businesses or those that operate in a rural area may qualify from $5 million to $25 million in government-guaranteed financing. Speak with one of our loan experts today to learn about the loan criteria and which option may be right.
Small Business Acquisition Loans
The SBA offers loans up to $5 million for eligible individuals or small companies to buy a business through the SBA 7(a) loan program. Borrowers are only required to contribute 10% of the total purchase value, and those with minimal collateral can still obtain financing, making a 7(a) loan one of the best business acquisition loans available to small businesses.
USDA Business Acquisition Loans
The USDA supports rural development by providing up to $25 million in Business & Industry (B&I) loans. If a rural entity can demonstrate that an acquisition would save or create jobs and maintain business operations, it can secure funding at competitive rates with collateral equal to the total loan amount.
Gain a Lifetime Lending Partner with Our Business Acquisition Loans
The Ready Capital team partners with borrowers to get the best business acquisition loans to meet long-term goals without restricting cash flow. From the first step of the application process to closing day, our experts provide hands-on support and guidance. We aren’t restricted to specific states or industries, which means we can serve any type of business nationwide.
Contact our team today! We have over $700 million in successful loan closings and an unparalleled closing rate for government-guaranteed loans.
