Small Business

OVERVIEW
  • Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
  • Offers secured and unsecured financing nationwide to small business owners
  • Provide loans from $350,000 to $5 million
  • Flexible terms and competitive loan rates to fund a range of business needs
  • Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
  • Closing costs may be financed
  • Equity injection may include seller note or gift funds
  • Working capital may be included
  • Story driven underwriting
  • Low down payment
  • Longer terms
  • More flexibility
  • Fixed rate available for those who qualify
The SBA Roadshow: Season Two with Dustin Baker

Ready Capital is the proud sponsor of The SBA Roadshow: Season Two, a YouTube series into America’s heartland — with stories of resilience, determination, and persistence from entrepreneurs that drive the U.S. economy.

 

Learn more about the SBA Roadshow.

May 4th, 2021 UPDATE: The SBA is no longer accepting applications for round 2 PPP loans. Please stay tuned for more updates, and until further confirmation of what funds remain, we are no longer accepting applications.

Ready Capital is still committed to helping small businesses like yours get access to these much needed funds. For status updates on already existing applications or to upload supporting documentation please login HERE.

Click HERE for information on PPP loan forgiveness.

Ready Capital will continue to provide communication with all of our partners and work to minimize any negative impact that COVID-19 may have on your businesses. Thank you for your support and cooperation. We are certain that our shared values will help us get through these uncertain times.

INDUSTRIES

Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.

Loan Programs:

  • Owner Occupied Real Estate
  • Business and Partner Buyouts
  • Real Estate Loans
  • Renovations & Expansions
  • Working Capital
  • Practice Acquisitions
  • Debt Consolidation
  • Construction
  • Equipment

Loan Terms:

  • Creative Financing Structures
  • Up to 25 Year Loans
  • Competitive Interest Rates
  • Flexible Payment Structures
medical

MEDICAL

dental

DENTAL

logistics

LOGISTICS

self-storage

SELF
STORAGE

funeral-homes

FUNERAL
HOMES

insurance-agencies

INSURANCE
AGENCIES

legal-accounting

LEGAL
ACCOUNTING

warehouse

WAREHOUSE

assisted-living

ASSISTED
LIVING

hospitality

HOSPITALITY

childcare

CHILDCARE

liquor-stores

LIQUOR
STORES

pharmacy

PHARMACY

veterinary

VETERINARY

convenience-store-gas-station

CONVENIENCE
STORE /GAS STATION

Seth Hejny
Salt Lake City, UT

Seth Hejny brings more than 15 years of experience in finance and real estate . Throughout his loan origination career, Hejny has experience in both large and small bank environments. Most recently, he served as VP/ SBA Business Development Officer at American Bank of Commerce, where he specialized in SBA 7a and other government guaranteed lending programs. Hejny brings financing expertise to commercial real estate purchase and construction as well debt restructure, partner buyouts, change of ownership, equipment financing and business startup including franchise financing.

Specialties:
  • Small Business
See most recent transactions & client testimonials:
$700,000
Real Estate Purchase
Small Business
Promoters of Performing Arts, Sports, and Similar Events with Facilities
25 Year Term
Payson, UT
$900,000
Real Estate Purchase
Small Business
Pet and Pet Supplies Stores
25 Year Term
American Folk, UT
$500,000
Real Estate Purchase
Small Business
Convenience Stores
25 Year Term
Deerfield Beach, FL
$395,000
Real Estate Purchase
Small Business
Research and Development in the Social Sciences and Humanities
25 Year Term
Provo, UT
$625,000
Real Estate Purchase
Small Business
Auto Body
25 Year Term
Ogden, UT
$2,200,000
Refinance
Small Business
Poured Concrete Foundation and Structure Contractors
10 Year Term
Huntington, UT
$610,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Centerville, UT
$1,490,000
Refinance
Small Business
Other Heavy and Civil Engineering Construction
10 Year Term
Huntington, UT
$830,000
830000
Small Business
Veterinary Services
25 Year Term
Yelm, WA
$2,200,000
Refinance
Small Business
Other Heavy and Civil Engineering Construction
10 Year Term
Huntington, UT
Military Makeover Series

Ready Capital is a proud partner with the Military Makeover Series. Every quarter we will be sponsoring a veteran in the makeover of their homes. We proudly support Veterans and those who own small businesses by offering incentives for Veteran-owned businesses.

Our episode with the Daniels Family will be airing this June 18th and 24th on Lifetime TV at 7:30 AM EST / PST.

Check out our episode with the Tabora Family: Military Makeover Promo – Tabora Family

RECENT TRANSACTIONS
Fitness and Recreational Sports Centers
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Full-Service Restaurants
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Food Manufacturing
construction
$1,800,000
25 Year Term
Kenosha, WI
Couriers and Express Delivery Services
Real Estate Purchase
$1,713,000
25 Year Term
San Marino, CA
Couriers and Express Delivery Services
Business Acquisition
$1,346,000
10 Year Term
Lone Tree, CO
Freight Transportation Arrangement
Business Acquisition
$992,000
10 Year Term
Henderson, NV
APPLY FOR A LOAN

Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.

    CAREERS

    Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

    Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

    Find out what job positions are open in your area.