Small Business

OVERVIEW
  • Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
  • Offers secured and unsecured financing nationwide to small business owners
  • Provide loans from $350,000 to $5 million
  • Flexible terms and competitive loan rates to fund a range of business needs
  • Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
  • Closing costs may be financed
  • Equity injection may include seller note or gift funds
  • Working capital may be included
  • Story driven underwriting
  • Low down payment
  • Longer terms
  • More flexibility
  • Fixed rate available for those who qualify

INDUSTRIES

Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.

Loan Programs:

  • Owner Occupied Real Estate
  • Business and Partner Buyouts
  • Real Estate Loans
  • Renovations & Expansions
  • Working Capital
  • Practice Acquisitions
  • Debt Consolidation
  • Construction
  • Equipment

Loan Terms:

  • Creative Financing Structures
  • Up to 25 Year Loans
  • Competitive Interest Rates
  • Flexible Payment Structures
medical

MEDICAL

dental

DENTAL

logistics

LOGISTICS

self-storage

SELF
STORAGE

funeral-homes

FUNERAL
HOMES

insurance-agencies

INSURANCE
AGENCIES

legal-accounting

LEGAL
ACCOUNTING

warehouse

WAREHOUSE

assisted-living

ASSISTED
LIVING

hospitality

HOSPITALITY

childcare

CHILDCARE

liquor-stores

LIQUOR
STORES

pharmacy

PHARMACY

veterinary

VETERINARY

convenience-store-gas-station

CONVENIENCE
STORE /GAS STATION

Sanjay Sharma
Sacramento, CA

Sanjay Sharma has been in the lending industry for almost 30 years with over 20 years in SBA financing arena. He is an experienced SBA lender with extensive knowledge of complex special use property lending. Sanjay has worked for many Nationwide SBA Lenders including The Money Store, Comerica Bank, Borrego Springs Bank and recently as a Senior Business Development Officer with Commercial Bank of California.

Specialties:
  • Small Business
See most recent transactions & client testimonials:
$479,000
Business Acquisition
Small Business
Liquor Store
10 Year Term
Carmichael , CA
$1,405,000
Real Estate Purchase
Small Business
Dentists' Office
25 Year Term
Riverside, CA
$462,500
462500
Small Business
Insurance Agency
25 Year Term
Auburn, CA
RECENT TRANSACTIONS
Fitness and Recreational Sports Centers
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Full-Service Restaurants
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Insurance Agency
462500
$462,500
25 Year Term
Auburn, CA
Dentists' Office
Real Estate Purchase
$1,405,000
25 Year Term
Riverside, CA
Liquor Store

$403,500
25 Year Term
Fraser, MI
Gasoline Stations with Convenience Stores

$1,694,000
25 Year Term
Auburn, WA
APPLY FOR A LOAN

Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.

CAREERS

Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

Find out what job positions are open in your area.