Small Business
Ready Capital, through its subsidiary Readycap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender that provides financing under the SBA 7(a) program, offering secured and unsecured financing nationwide to small business owners.
We provide loans from $350,000 to $5 million, with a track record of successfully navigating the SBA loan process and delivering competitive lending solutions for growing businesses.
We offer entrepreneurs, professionals and business owners the ability to take advantage of flexible terms and competitive loan rates to fund a range of business needs – from start-ups to business acquisitions, real estate, equipment, working capital and more.
Our SBA 7(a) small business loans offer longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business.
Check out our most recent transactions & client testimonials:
Small Business
Offices of Podiatrists
25 Year Term
Lewisville, TX
Small Business
Tire Dealers
25 Year Term
Reno, NV
Small Business
Hotels (except Casino Hotels) and Motels
25 Year Term
Salem, OR
Small Business
Golf Courses and Country Clubs
25 Year Term
Franklin, TN
Small Business
Snack and Nonalcoholic Beverage Bars
10 Year Term
Baton Rouge, LA
Small Business
Gasoline Stations with Convenience Stores
25 Year Term
East Dundee, IL
Small Business
Hotels (except Casino Hotels) and Motels
25 Year Term
Shreveport, LA
Small Business
Hotels (except Casino Hotels) and Motels
25 Year Term
Shreveport, LA
Small Business
Commercial Printing
10 Year Term
Fountain Valley, CA
Small Business
Elementary and Secondary Schools
25 Year Term
Carlsbad, CA
Small Business
Flagged Hotel
25 Year Term
Ontario, OR
“I found the process to be extremely efficient and smooth. Every contact I dealt with at each new stage of the process was highly professional, experienced, quick and informative in their responses, and gracious in their guidance. Our dream of becoming arts entrepreneurs would not have come to fruition this soon without the tremendous efforts of everyone at Ready Capital. We are endlessly grateful.”
Small Business
Store Retailers
10 Year Term
Salt Lake City, UT
Small Business
Tire and Tube Merchant Wholesalers
10 Year Term
Colorado Springs, CO
Small Business
Caterers
10 Year Term
Torrance, CA
“Making a decision to expand my business was a difficult decision. Identifying a lender to provide funding was easy. Ready Capital’s team had the necessary experience and expertise needed to complete my loan process in a timely and professional manner. From the initial phone call through fund distribution, their team was active in ensuring the process was fully explained and understood.”
Small Business
Couriers and Express Delivery Services
10 Year Term
Indianapolis, IN
Small Business
Convenience Stores
25 Year Term
Deerfield Beach, FL
Small Business
Child Day Care Services
25 Year Term
Fort Myers, FL
Small Business
Home Health Care Services
25 Year Term
Prescott Valley, AZ
Small Business
General Automotive Repair
10 Year Term
Orlando, FL
Small Business
Manufacturing
25 Year Term
Yuba City, CA
Small Business
Couriers and Express Delivery Services
10 Year Term
Brentwood, TN
Small Business
General Automotive Repair
25 Year Term
San Francisco, CA
PRODUCT OVERVIEW
- Closing costs may be financed
- Equity injection may include seller note or gift funds
- Working capital may be included
- Story driven underwriting
- Low down payment
- Longer terms
- More flexibility
- Fixed rate available for those who qualify
- Vice President, Senior Business Development Officer
- 713-589-2127
- tucker.herring@readycapital.com
Tucker provides over 15 years of SBA industry experience dealing with a variety of industries. Prior to joining Ready Capital, Tucker was a SBA Vice President with Atlantic Capital Bank, a national SBA/USDA lender where he worked directly with borrowers and banks regarding a wide variety of GGL needs. Previously, he worked with the nation’s largest LSP providing community banks with the outsourced SBA services and expertise necessary to efficiently and accurately participate in SBA lending. Tucker specializes in working with community banks across the country that may or may not be involved in SBA lending, but often surface loan opportunities that lenders simply cannot get approved and closed internally. Tucker is actively involved in many organizations, including HAGGL, FLAGGL, and NAGGL and earned his BBA in Business (Marketing emphasis) from Texas A&M University.
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Small Business
- 2020
- 2019
- 2018
- 2017
- 2016
Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?
Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.
Find out what job positions are open in your area.
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