Small Business

OVERVIEW
  • Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
  • Offers secured and unsecured financing nationwide to small business owners
  • Provide loans from $350,000 to $5 million
  • Flexible terms and competitive loan rates to fund a range of business needs
  • Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
  • Closing costs may be financed
  • Equity injection may include seller note or gift funds
  • Working capital may be included
  • Story driven underwriting
  • Low down payment
  • Longer terms
  • More flexibility
  • Fixed rate available for those who qualify
Comprehensive Business Lending Solutions

Why Ready Capital?

  • Preferred Lender provider for the US Small Business Administration (SBA)
  • Easy referral process with fast screening for eligibility and fit 3 Top 1% in the SBA 7(a) lending
    program
  • Wider non-bank lending box that gets more transactions done
  • Every opportunity handled by a seasoned lending specialist
  • Referral fees paid on all funded transactions at the top of industry standard

Download Ready Capital’s Comprehensive Business Lending Solutions in PDF form.

May 4th, 2021 UPDATE: The SBA is no longer accepting applications for round 2 PPP loans. Please stay tuned for more updates, and until further confirmation of what funds remain, we are no longer accepting applications.

Ready Capital is still committed to helping small businesses like yours get access to these much needed funds. For status updates on already existing applications or to upload supporting documentation please login HERE.

Click HERE for information on PPP loan forgiveness.

Ready Capital will continue to provide communication with all of our partners and work to minimize any negative impact that COVID-19 may have on your businesses. Thank you for your support and cooperation. We are certain that our shared values will help us get through these uncertain times.

INDUSTRIES

Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.

Loan Programs:

  • Owner Occupied Real Estate
  • Business and Partner Buyouts
  • Real Estate Loans
  • Renovations & Expansions
  • Working Capital
  • Practice Acquisitions
  • Debt Consolidation
  • Construction
  • Equipment

Loan Terms:

  • Creative Financing Structures
  • Up to 25 Year Loans
  • Competitive Interest Rates
  • Flexible Payment Structures
medical

MEDICAL

dental

DENTAL

logistics

LOGISTICS

self-storage

SELF
STORAGE

funeral-homes

FUNERAL
HOMES

insurance-agencies

INSURANCE
AGENCIES

legal-accounting

LEGAL
ACCOUNTING

warehouse

WAREHOUSE

assisted-living

ASSISTED
LIVING

hospitality

HOSPITALITY

childcare

CHILDCARE

liquor-stores

LIQUOR
STORES

pharmacy

PHARMACY

veterinary

VETERINARY

convenience-store-gas-station

CONVENIENCE
STORE /GAS STATION

Brett Hucka
Duluth, MN

Brett brings a decade of banking experience with the past 5 years focused in SBA 7a lending.  Prior to joining Ready Capital, he served as Assistant Vice President for Stearns Bank NA both as a lending manager and nationwide SBA loan officer, closing over $88,000,000 in SBA 7a in that 5 year period.  Brett has extensive SBA 7a knowledge and specializes in business acquisitions, startups and real estate acquisitions.  Prior to Stearns Bank NA, he held several roles with Wells Fargo including Personal Banker, Service Manager and Branch Manager (3 locations). Brett received his bachelor degree from University of Minnesota, Morris and currently resides in Duluth Minnesota.

Specialties:
  • Small Business
See most recent transactions & client testimonials:
$478,000
Business acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Spring Branch, TX
$800,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Powell, OH
$800,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Brentwood, TN
$1,580,400
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
San Angelo, TX
$1,088,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Mount Pleasant, TX
$1,395,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Murfreesboro, TN
$1,326,000
Business Acquisition
Small Business
Couriers and Express Delivery Services
10 Year Term
Larue, TX
$574,500
Business Acquisition
Small Business
Freight Transportation Arrangement
10 Year Term
Minneapolis, MN
$808,300
Real Estate Purchase
Small Business
Couriers and Express Delivery Services
25 Year Term
Camas, WA
$1,196,000
Business Acquisition
Small Business
Freight Transportation Arrangement
10 Year Term
Breckenridge, CO
$1,319,000
Business Acquisition
Small Business
Freight Transportation Arrangement
10 Year Term
Columbus, NJ
$1,408,500
Business Acquisition
Small Business
General Freight Trucking, Long-Distance, Truckload
10 Year Term
Lebanon, TN
$1,721,000
Business Acquisition
Small Business
General Freight Trucking, Long-Distance, Truckload
10 Year Term
Massapequa, NY
Military Makeover Series

Ready Capital is a proud partner with the Military Makeover Series. Every quarter we will be sponsoring a veteran in the makeover of their homes. We proudly support Veterans and those who own small businesses by offering incentives for Veteran-owned businesses.

Our episode with the Daniels Family will be airing this June 18th and 24th on Lifetime TV at 7:30 AM EST / PST.

Check out our episode with the Tabora Family: Military Makeover Promo – Tabora Family

RECENT TRANSACTIONS
Fitness and Recreational Sports Centers
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Full-Service Restaurants
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Food Manufacturing
construction
$1,800,000
25 Year Term
Kenosha, WI
Couriers and Express Delivery Services
Real Estate Purchase
$1,713,000
25 Year Term
San Marino, CA
Couriers and Express Delivery Services
Business Acquisition
$1,346,000
10 Year Term
Lone Tree, CO
Freight Transportation Arrangement
Business Acquisition
$992,000
10 Year Term
Henderson, NV
APPLY FOR A LOAN

Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.

    CAREERS

    Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

    Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

    Find out what job positions are open in your area.