Small Business

OVERVIEW
  • Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
  • Offers secured and unsecured financing nationwide to small business owners
  • Provide loans from $350,000 to $5 million
  • Flexible terms and competitive loan rates to fund a range of business needs
  • Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
  • Closing costs may be financed
  • Equity injection may include seller note or gift funds
  • Working capital may be included
  • Story driven underwriting
  • Low down payment
  • Longer terms
  • More flexibility
  • Fixed rate available for those who qualify
Comprehensive Business Lending Solutions

Why Ready Capital?

  • Preferred Lender provider for the US Small Business Administration (SBA)
  • Easy referral process with fast screening for eligibility and fit 3 Top 1% in the SBA 7(a) lending
    program
  • Wider non-bank lending box that gets more transactions done
  • Every opportunity handled by a seasoned lending specialist
  • Referral fees paid on all funded transactions at the top of industry standard

Download Ready Capital’s Comprehensive Business Lending Solutions in PDF form.

May 4th, 2021 UPDATE: The SBA is no longer accepting applications for round 2 PPP loans. Please stay tuned for more updates, and until further confirmation of what funds remain, we are no longer accepting applications.

Ready Capital is still committed to helping small businesses like yours get access to these much needed funds. For status updates on already existing applications or to upload supporting documentation please login HERE.

Click HERE for information on PPP loan forgiveness.

Ready Capital will continue to provide communication with all of our partners and work to minimize any negative impact that COVID-19 may have on your businesses. Thank you for your support and cooperation. We are certain that our shared values will help us get through these uncertain times.

INDUSTRIES

Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.

Loan Programs:

  • Owner Occupied Real Estate
  • Business and Partner Buyouts
  • Real Estate Loans
  • Renovations & Expansions
  • Working Capital
  • Practice Acquisitions
  • Debt Consolidation
  • Construction
  • Equipment

Loan Terms:

  • Creative Financing Structures
  • Up to 25 Year Loans
  • Competitive Interest Rates
  • Flexible Payment Structures
medical

MEDICAL

dental

DENTAL

logistics

LOGISTICS

self-storage

SELF
STORAGE

funeral-homes

FUNERAL
HOMES

insurance-agencies

INSURANCE
AGENCIES

legal-accounting

LEGAL
ACCOUNTING

warehouse

WAREHOUSE

assisted-living

ASSISTED
LIVING

hospitality

HOSPITALITY

childcare

CHILDCARE

liquor-stores

LIQUOR
STORES

pharmacy

PHARMACY

veterinary

VETERINARY

convenience-store-gas-station

CONVENIENCE
STORE /GAS STATION

Patrick J. McEvoy
Orlando, FL

Patrick joins Ready Capital with more than 20 years in direct SBA lending experience, having worked for several large banking institutions, including Bank of America, Bank of the West, and Centennial Bank, managing 7a and 504 SBA products. Also, Patrick has started and managed SBA groups for two smaller community banks within Florida. Recently, Patrick served as a national lender for a top non-bank lender focusing on  Special Purpose Real Estate, Business Acquisition/ Partner Buyouts, and Debt Refinance loan structuring’s. Prior to his SBA career, he managed a company in Washington DC serving investment bankers, securities attorneys, and M&A specialists involving complex, public company transactions.  He has served on several boards, including the Florida Assisted Living Association and currently serves voluntarily as the loan committee chairman for a non-profit minority-based lender. Patrick received his B.A. in Financial Management from The Catholic University, as well as his Masters of Business Administration (M.B.A.) from The American University in Real Estate and Urban Development.

Specialties:
  • Small Business
See most recent transactions & client testimonials:
$807,000
Real Estate Purchase
Small Business
Other Activities Related to Real Estate
25 Year Term
New Smyrna Beach, FL
$1,273,000
Real Estate Purchase
Small Business
Marinas
25 Year Term
Bokeelia, FL
Military Makeover Series

Ready Capital is a proud partner with the Military Makeover Series. Every quarter we will be sponsoring a veteran in the makeover of their homes. We proudly support Veterans and those who own small businesses by offering incentives for Veteran-owned businesses.

Our episode with the Daniels Family will be airing this June 18th and 24th on Lifetime TV at 7:30 AM EST / PST.

Check out our episode with the Tabora Family: Military Makeover Promo – Tabora Family

RECENT TRANSACTIONS
Fitness and Recreational Sports Centers
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Full-Service Restaurants
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Food Manufacturing
construction
$1,800,000
25 Year Term
Kenosha, WI
Couriers and Express Delivery Services
Real Estate Purchase
$1,713,000
25 Year Term
San Marino, CA
Couriers and Express Delivery Services
Business Acquisition
$1,346,000
10 Year Term
Lone Tree, CO
Freight Transportation Arrangement
Business Acquisition
$992,000
10 Year Term
Henderson, NV
APPLY FOR A LOAN

Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.

    CAREERS

    Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

    Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

    Find out what job positions are open in your area.