Loan Programs > Small Business
Small Business
Ready Capital, the #4 SBA Preferred Lender in the United States, offers SBA 7(a) and USDA Business & Industry (B&I) financing for small business owners.
About Ready Capital
Who We Are
Ready Capital is your trusted lender for small business loans nationwide, including SBA 7(a) and USDA B&I loans—closing deals that other lenders can’t and working with a range of credit scores and financing challenges.
Loans for small and mid-sized businesses, up to $25MM
The #4 SBA Preferred Lender in the United States
Delivered over $1.6B in capital for businesses nationwide
experience the ready capital difference
- #4 SBA Preferred Lender in the United States
- A value-add lender, closing more deals through credit flexibility
- Centralized front-end reviews with closers involved early in the process
- Trust and confidence in execution
Loan Programs
SBA 7(a) Loans
Loan amounts $350,000 to $5,000,000
USDA (B&I) Loans
Loan amounts $1,000,000 to $25,000,000
Additional Markets
Veterans Loans
Loan amounts $350,000 to $5,000,000 with packaging fees waived
Strategic Alliances
Partnering with banks, ABLs, lending advisors, RIAs, and financial services firms for client borrowing needs
LenderAI: Our Technology Differentiator
Our self-service origination technology platform with an easy-to-use suite of tools that streamline the broker and borrower experience
Delivered through our iBusiness software and service provider and available to financial institutions as:
- Software as a Service (SaaS)
- Lender Service Provider (LaaS)
- Referral lending platform
Fully digital solution supported by live, U.S.-based customer service
Web-based, automated loan origination (processing, underwriting, credit, closing)
AI driven, issuing immediate terms and approvals
Interactive customer processing portal for:
- Application status
- Outstanding items and actions
- Live chats
For more information on our technology solution, visit ibusinessfunding.com
Meet the Team
Featured Industries
All industries We Finance
- Medical & Healthcare
- Dental Services
- Shipping & Logistics
- Self-Storage
- Funeral Homes
- Hotels & Motels
- Insurance Agencies
- Legal & Accounting
- Manufacturing
- Assisted Living
- Franchises
- Car Washes
- Daycare
- Liquor Stores
- Pharmacy
- Pet & Vet Services
- Gas Stations & C-Stores
- Restaurants
Get Started
Apply for a Ready Capital small business loan
Click the appropriate loan amount to start the application process. It takes less than 3 minutes and will not affect your credit score.