Small Business

OVERVIEW
  • Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
  • Offers secured and unsecured financing nationwide to small business owners
  • Provide loans from $10,000 to $5 million
  • Flexible terms and competitive loan rates to fund a range of business needs
  • Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
  • Closing costs may be financed
  • Equity injection may include seller note or gift funds
  • Working capital may be included
  • Story driven underwriting
  • Low down payment
  • Longer terms
  • More flexibility
  • Fixed rate available for those who qualify
Comprehensive Lending Solutions for Financial Advisors

Lending solutions for the commercial real estate and business operating needs of your clients

Financing for the portfolio/practice acquisition, succession and commercial real estate needs of your own business

 

PRODUCT SHEET
Ready Capital: Exclusive Loan Solutions for Financial Advisors

 

LOANS FOR FINANCIAL ADVISORS
Loans up to $7,500,000
Portfolio/Practice acquisitions
• Partner/Shareholder buyouts
• CRE purchase, refinance, refurbishment
• Advance rates to 90% or more
• No tricky financial covenants typically required by banks
• Start-ups/early stage practices can qualify
• Practice sellers must be fully bought out, but can remain an employee for up to 12 months from closing
• Closing costs included in loan amount

 

LOANS FOR CLIENTS & PROSPECTS
Loans to $7,000,000
• Wide variety of industries

• Business Operating Loans:

• Acquisitions/Expansion
• Machinery & equipment
• Working capital
• Refinance existing business debt
• Partner/Shareholder buy-out

• Owner Occupied* CRE:

• Purchase land, building, equipment
• Refinance existing CRE debt
• Construction, Refurb., Improvements

Read the Ready Capital product sheet for complete information about our FA loan offerings. 

Business Lending

Comprehensive Business Lending Solutions

WHY READY CAPITAL?

  • Preferred Lender provider for the US Small Business Administration (SBA)
  • Easy referral process with fast screening for eligibility and fit
  • Top originator in the SBA 7(a) lending program
  • Wider non-bank lending box that gets more transactions done
  • Every opportunity handled by a seasoned lending specialist
  • Referral fees paid on all funded transactions at the top of industry standard.

Read more >

INDUSTRIES

Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.

Loan Programs:

  • Owner Occupied Real Estate
  • Business and Partner Buyouts
  • Real Estate Loans
  • Renovations & Expansions
  • Working Capital
  • Practice Acquisitions
  • Debt Consolidation
  • Construction
  • Equipment

Loan Terms:

  • Creative Financing Structures
  • Up to 25 Year Loans
  • Competitive Interest Rates
  • Flexible Payment Structures
medical

MEDICAL

dental

DENTAL

logistics

LOGISTICS

self-storage

SELF
STORAGE

funeral-homes

FUNERAL
HOMES

insurance-agencies

INSURANCE
AGENCIES

legal-accounting

LEGAL
ACCOUNTING

warehouse

WAREHOUSE

assisted-living

ASSISTED
LIVING

hospitality

HOSPITALITY

childcare

CHILDCARE

liquor-stores

LIQUOR
STORES

pharmacy

PHARMACY

veterinary

VETERINARY

convenience-store-gas-station

CONVENIENCE
STORE /GAS STATION

Marc Gilson
Wilmington, NC

Marc joins Ready Capital with more than 20 years in banking including 14 years of experience in SBA lending. Throughout his loan origination career, Marc has consistently been a top producer in SBA-guaranteed loans including 7(a), 504, and USDA. Most recently, he served as Senior Vice President, SBA Manager at Georgia Banking Company, Wilmington, NC, where he recruited and manages a full sales team. Marc received his BSBA in Marketing as well as his Masters of Business Administration from University of North Carolina at Wilmington.

Specialties:
  • Small Business
See most recent transactions & client testimonials:
$2,970,000
Refinance
Small Business
Offices of Optometrists
25 Year Term
Riverdale, GA
$3,440,000
Real Estate Purchase
Small Business
Lessors of Miniwarehouses and Self-Storage Units
25 years Year Term
Charlotte , NC
$2,300,000
Real Estate Purchase
Small Business
Full-Service Restaurants
25 years Year Term
Kennsesaw, GA
$500,000
Real Estate Purchase
Small Business
Pet and Pet Supplies Stores
25 Year Term
Gaines, MI
$600,000
Real Estate Purchase
Small Business
Sporting Goods Stores
25 Year Term
Wilson, NC
$2,300,000
Refinance
Small Business
Sporting Goods Stores
25 Year Term
Orange, VA
$400,000
Equipment Purchase
Small Business
General Automotive Repair
10 Year Term
Orlando, FL
$925,000
Real Estate Purchase
Small Business
Gasoline Stations with Convenience Stores
25 Year Term
Apex, NC
$870,400
Real Estate Purchase
Small Business
General Freight Trucking, Local
25 Year Term
Orlando, FL
$3,250,000
Real Estate Purchase
Small Business
Full-Service Restaurants
25 Year Term
Nashville, TN
$535,000
Real Estate Purchase
Small Business
Supermarkets and Other Grocery
25 Year Term
Holden Beach, NC
$1,217,000
Real Estate Purchase
Small Business
Fine Arts Schools
25 Year Term
Sandy Springs, GA
$2,987,000
Refinance
Small Business
New Car Dealers
25 Year Term
Howard Beach, NY
$1,000,000
Real Estate Purchase
Small Business
Hotels (except Casino Hotels) and Motels
25 Year Term
Lumberton, NC
$500,000

Small Business
General Freight Trucking, Local
10 Year Term
Rutherfordton, NC
$600,000
Refinance
Small Business
General Freight Trucking, Local
25 Year Term
Rutherfordton, NC
$1,300,000
Leasehold Improvements
Small Business
Full-Service Restaurants
10 Year Term
Wilmington, NC
$1,210,000
Real Estate Purchase
Small Business
Fitness and Recreational Sports Centers
25 Year Term
Purcellville, VA
$1,844,000
Real Estate Purchase
Small Business
Convenience Stores
25 Year Term
Panacea, FL
$1,704,000
Real Estate Purchase
Small Business
Gasoline Stations with Convenience Stores
25 Year Term
Athens, GA
$487,000
Real Estate Purchase
Small Business
General Automotive Repair
25 Year Term
Myrtle Beach, SC
$630,000
Real Estate Purchase
Small Business
Gasoline Stations with Convenience Stores
25 Year Term
Winston-Salem, NC
$550,000
Business Acquisition
Small Business
General Automotive Repair
10 Year Term
Myrtle Beach, SC
Military Makeover Series

Since 2019, Ready Capital has been a proud annual sponsor of the Military Makeover series with Montel Williams on Lifetime TV. Each season, we actively sponsor a dramatic home makeover for a veteran from the US Armed Forces.

At Ready Capital, we honor all those who served our country within the US Veteran base. For US Veterans who later become entrepreneurs and small business leaders, Ready Capital is proud to offer pricing incentives on SBA 7(a) financing options.

Learn more about Ready Capital’s tenured partnership with Military Makeover, including all the families sponsored throughout the years.

RECENT TRANSACTIONS
Fitness and Recreational Sports Centers
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Full-Service Restaurants
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
Food Manufacturing
construction
$1,800,000
25 Year Term
Kenosha, WI
Couriers and Express Delivery Services
Real Estate Purchase
$1,713,000
25 Year Term
San Marino, CA
Couriers and Express Delivery Services
Business Acquisition
$1,346,000
10 Year Term
Lone Tree, CO
Freight Transportation Arrangement
Business Acquisition
$992,000
10 Year Term
Henderson, NV
APPLY FOR A LOAN

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