Small Business
- Ready Capital, through its subsidiary ReadyCap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender
- Offers secured and unsecured financing nationwide to small business owners
- Provide loans from $350,000 to $5 million
- Flexible terms and competitive loan rates to fund a range of business needs
- Longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business
- Closing costs may be financed
- Equity injection may include seller note or gift funds
- Working capital may be included
- Story driven underwriting
- Low down payment
- Longer terms
- More flexibility
- Fixed rate available for those who qualify
Ready Capital is the proud sponsor of The SBA Roadshow: Season Two, a YouTube series into America’s heartland — with stories of resilience, determination, and persistence from entrepreneurs that drive the U.S. economy.
May 4th, 2021 UPDATE: The SBA is no longer accepting applications for round 2 PPP loans. Please stay tuned for more updates, and until further confirmation of what funds remain, we are no longer accepting applications.
Ready Capital is still committed to helping small businesses like yours get access to these much needed funds. For status updates on already existing applications or to upload supporting documentation please login HERE.
Click HERE for information on PPP loan forgiveness.
Ready Capital will continue to provide communication with all of our partners and work to minimize any negative impact that COVID-19 may have on your businesses. Thank you for your support and cooperation. We are certain that our shared values will help us get through these uncertain times.
INDUSTRIES
Ready Capital is a national direct lender that specializes in providing financing solutions to a wide range of industries. Our team of specialists understands the value of your business as well as the people who operate the practice and the communities that they serve.
Loan Programs:
- Owner Occupied Real Estate
- Business and Partner Buyouts
- Real Estate Loans
- Renovations & Expansions
- Working Capital
- Practice Acquisitions
- Debt Consolidation
- Construction
- Equipment
Loan Terms:
- Creative Financing Structures
- Up to 25 Year Loans
- Competitive Interest Rates
- Flexible Payment Structures
MEDICAL
DENTAL
LOGISTICS
SELF
STORAGE
FUNERAL
HOMES
INSURANCE
AGENCIES
LEGAL
ACCOUNTING
WAREHOUSE
ASSISTED
LIVING
HOSPITALITY
CHILDCARE
LIQUOR
STORES
PHARMACY
VETERINARY
CONVENIENCE
STORE /GAS STATION
- Director, Managing Business Development Officer
- 214-755-5213
- michael.johnston@readycapital.com
Michael brings over 25 years of commercial lending and SBA experience dealing with a variety of industries. He joined Practice Pathways, a professional division of Zions Bank in March of 2015. In his role as Vice President and Business Development Officer, Mr. Johnston was responsible for sourcing loans for Dental, Veterinary, and Optometry industries. Prior to that, Mr. Johnston operated primarily as a SBA Business Development Officer including a six year stint at Capital Source Bank/Mainstreet Lender where he was a consistent top producer. Mr. Johnston has held positions as a credit underwriter specializing in Real Estate and Asset Based Lending, a credit underwriter specializing in SBA Lending, Special Assets Officer, and Business Development Officer. Michael graduated with his MBA from the University of Arkansas and his BBA in Finance from University of Central Arkansas.
-
Small Business
Small Business
All Other Automotive Repair and Maintenance
25 Year Term
Bay City , TX
Small Business
Used Car Dealers
10 Year Term
Plano, TX
Small Business
Offices of Podiatrists
25 Year Term
Lewisville, TX
Small Business
Gasoline Stations with Convenience Stores
25 Year Term
East Dundee, IL
Small Business
Hotels (except Casino Hotels) and Motels
25 years Year Term
Manitowoc, WI
Small Business
Freight Transportation Arrangement
10 Year Term
San Jose, CA
Small Business
Limited-Service Restaurants
25 Year Term
Tuxedo, NY
Small Business
Used Car Dealers
25 Year Term
Plano, TX
Small Business
Child Day Care Services
25 Year Term
Stone Mountain, GA
Small Business
Child Day Care Services
25 Year Term
Belleview, FL
Small Business
Child Day Care Services
25 years Year Term
Euless, TX
Small Business
Private Mail Centers
10 years Year Term
South Jordan, UT
Small Business
Couriers and Express Delivery Services
10 Year Term
Sandy, UT
Small Business
Hotels (except Casino Hotels) and Motels
25 Year Term
Martinsville, IN
Small Business
Dentists' Office
25 Year Term
Provo, UT
Small Business
Couriers and Express Delivery Services
12 Year Term
Dublin, GA
Small Business
Child Day Care Services
25 Year Term
Groveland, FL
Small Business
Consumer Electronics and Appliances Rental
25 Year Term
Littleton, CO
Small Business
Consumer Electronics and Appliances Rental
25 Year Term
Austin, TX
Small Business
Child Day Care Services
25 Year Term
Lewisville, TX
Small Business
Couriers and Express Delivery Services
10 Year Term
Thornton, CO
Small Business
Insurance Agency
10 Year Term
Glen Burnie, MD
Small Business
Insurance Agency
10 Year Term
Las Vegas, NV
Small Business
Child Day Care Services
25 Year Term
Mansfield, TX
Small Business
Residential Remodelers
10 Year Term
Thornton, CO
Ready Capital is a proud partner with the Military Makeover Series. Every quarter we will be sponsoring a veteran in the makeover of their homes. We proudly support Veterans and those who own small businesses by offering incentives for Veteran-owned businesses.
Our episode with the Daniels Family will be airing this June 18th and 24th on Lifetime TV at 7:30 AM EST / PST.
Check out our episode with the Tabora Family: Military Makeover Promo – Tabora Family
Take- Out Construction
$1,450,000
10 Year Term
Fort Collins, CO
Real Estate Purchase
$2,375,000
25 Year Term
Santa Ana, CA
construction
$1,800,000
25 Year Term
Kenosha, WI
Real Estate Purchase
$1,713,000
25 Year Term
San Marino, CA
Business Acquisition
$1,346,000
10 Year Term
Lone Tree, CO
Business Acquisition
$992,000
10 Year Term
Henderson, NV
Connect with us and request a quote to see what product best fits your needs. A product representative will be in touch with you shortly.
Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?
Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.
Find out what job positions are open in your area.