Loan Programs > Small Business
Small Business
When business owners need capital to help finance the everyday operations of their companies or plans for future growth, Ready Capital is here to help them secure funding backed by the Small Business Administration (SBA).
Why Work with Ready Capital
Ready Capital is a trusted lender for small business loans nationwide, including SBA 7(a) and USDA loans—closing deals that other lenders may not want to take on and working with a range of credit scores and financing challenges.
Small business loans from $350,000 to $25MM+
#1 U.S. non-bank lender
#4 U.S. SBA Preferred Lender
Delivered over $1.6B in capital for businesses nationwide
Loan Programs
- Loan Amount: Up to $5 million
- Terms: Up to 25 years
- Uses: Debt refinancing, real estate purchases, new construction/renovation, working capital, business acquisition, equipment financing
- Industries: Assisted living facilities, car washes, day care businesses, dental services, gas stations and c-stores, franchises, liquor stores, hotels, and more
- Technology Platform: iBusiness is our self-service origination technology platform that streamlines the broker and borrower experience
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- Loan Amount: Up to $25 million+
- Terms: 10-40 years
- Uses:
- USDA Business and Industry (B&I): Debt consolidation/refinancing, business acquisition/establishment, equipment financing, land/building purchases, new construction/renovation, working capital
- USDA Rural Energy for America Program (REAP): Purchase, install, or construct renewable energy systems, replace/upgrade manufacturing equipment, and other inefficient equipment
- Industries: Food supply chain companies, manufacturing businesses, assisted living facilities, marinas, medical offices, industrial companies, timber production
Meet the Team
Get Started
Apply for a Ready Capital small business loan
Click the appropriate loan amount to start the application process. It takes less than 3 minutes and will not affect your credit score.