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    Small Business

    OVERVIEW

    Ready Capital, through its subsidiary Readycap Lending, LLC, is an approved non-bank, U.S. Small Business Administration (SBA) Preferred Lender that provides financing under the SBA 7(a) program, offering secured and unsecured financing nationwide to small business owners.

    We provide loans from $350,000 to $5 million, with a track record of successfully navigating the SBA loan process and delivering competitive lending solutions for growing businesses.

    We offer entrepreneurs, professionals and business owners the ability to take advantage of flexible terms and competitive loan rates to fund a range of business needs – from start-ups to business acquisitions, real estate, equipment, working capital and more.

    Our SBA 7(a) small business loans offer longer terms, lower down payments and more flexibility than other types of business financing, to improve cash flow as you expand or start your business.

    Check out our most recent transactions & client testimonials:

    $1,975,000
    Real Estate Purchase
    Small Business
    Offices of Podiatrists
    25 Year Term
    Lewisville, TX
    $1,750,000
    Real Estate Purchase
    Small Business
    Tire Dealers
    25 Year Term
    Reno, NV
    $4,080,000
    Real Estate Purchase
    Small Business
    Hotels (except Casino Hotels) and Motels
    25 Year Term
    Salem, OR
    $3,465,000
    Business Acquisition
    Small Business
    Golf Courses and Country Clubs
    25 Year Term
    Franklin, TN
    $425,000
    Take- Out Construction
    Small Business
    Snack and Nonalcoholic Beverage Bars
    10 Year Term
    Baton Rouge, LA
    $1,155,000
    Refinance
    Small Business
    Gasoline Stations with Convenience Stores
    25 Year Term
    East Dundee, IL
    $420,000
    Building Improvements
    Small Business
    Hotels (except Casino Hotels) and Motels
    25 Year Term
    Shreveport, LA
    $4,015,000
    Real Estate Purchase
    Small Business
    Hotels (except Casino Hotels) and Motels
    25 Year Term
    Shreveport, LA
    $350,000
    Equipment Purchase
    Small Business
    Commercial Printing
    10 Year Term
    Fountain Valley, CA
    $900,000
    Refinance
    Small Business
    Elementary and Secondary Schools
    25 Year Term
    Carlsbad, CA
    image
    $4,510,000
    Real Estate Purchase
    Small Business
    Flagged Hotel
    25 Year Term
    Ontario, OR

    “I found the process to be extremely efficient and smooth. Every contact I dealt with at each new stage of the process was highly professional, experienced, quick and informative in their responses, and gracious in their guidance. Our dream of becoming arts entrepreneurs would not have come to fruition this soon without the tremendous efforts of everyone at Ready Capital. We are endlessly grateful.”

    - Ian
    $585,000
    Business Acquisition
    Small Business
    Store Retailers
    10 Year Term
    Salt Lake City, UT
    $733,000
    Working Capital
    Small Business
    Tire and Tube Merchant Wholesalers
    10 Year Term
    Colorado Springs, CO
    $1,150,000
    Take-out Construction
    Small Business
    Caterers
    10 Year Term
    Torrance, CA

    “Making a decision to expand my business was a difficult decision. Identifying a lender to provide funding was easy. Ready Capital’s team had the necessary experience and expertise needed to complete my loan process in a timely and professional manner. From the initial phone call through fund distribution, their team was active in ensuring the process was fully explained and understood.”

    - Greg
    $840,000
    Real Estate Purchase
    Small Business
    Child Day Care Services
    25 Year Term
    Highland Heights, OH
    $3,919,000
    Construction
    Small Business
    Full-Service Restaurants
    10 Year Term
    Long Beach, CA
    $4,070,000
    Real Estate Purchase
    Small Business
    Gasoline Stations with Convenience Stores
    25 Year Term
    Bremerton, WA
    $930,000
    Refinance
    Small Business
    Full-Service Restaurants
    10 Year Term
    Frisco, TX
    $3,919,000
    Construction
    Small Business
    Full-Service Restaurants
    10 Year Term
    Long Beach, CA
    $1,224,000
    Real Estate Purchase
    Small Business
    Funeral Homes and Funeral Services
    25 Year Term
    Marion, KS
    $2,686,000
    Real Estate Purchase
    Small Business
    Funeral Homes and Funeral Services
    10 Year Term
    Marion, KS
    $1,408,000
    Refinance
    Small Business
    Logging Harvester
    10 Year Term
    Kamiah, ID
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    CRITERIA

    PRODUCT OVERVIEW

    • Closing costs may be financed
    • Equity injection may include seller note or gift funds
    • Working capital may be included
    • Story driven underwriting
    • Low down payment
    • Longer terms
    • More flexibility
    • Fixed rate available for those who qualify
    Dan Bywater
    Upper Arlington, OH

    Dan brings over 15 years of SBA 7a and 504 lending experience. During his SBA career he has worked as a Senior SBA Underwriter for Zions Bank’s National Real Estate Group, Bank of the West, and United Midwest Savings Bank (UMSB). During his time at Bank of the West and UMSB he transitioned into a Business Development Officer (BDO) position. As a BDO he was able to integrate his skills as an underwriter into providing quick and accurate evaluation processes for his clients. While at UMSB, he helped develop and grow a specialized lending platform that served the medical professionals and funeral home industries. In 2015, Dan, along with key members from the UMSB team, established a ground up SBA department at Delaware County Bank. Dan has drawn from these experiences allowing him to provide an exceptional experience for his referral partners and borrowers. Dan graduated from with a B.S. in Business Administration from the University of Utah.

    Specialties:
    • Small Business
    Back
    See most recent transactions & client testimonials:
    $1,224,000
    Real Estate Purchase
    Small Business
    Funeral Homes and Funeral Services
    25 Year Term
    Marion, KS
    $2,686,000
    Real Estate Purchase
    Small Business
    Funeral Homes and Funeral Services
    10 Year Term
    Marion, KS
    $1,125,000
    Real Estate Purchase
    Small Business
    Offices of Chiropractors
    25 Year Term
    La Habra , CA
    $800,000
    Real Estate Purchase
    Small Business
    Funeral Homes and Funeral Services
    25 Year Term
    Tracy, CA
    $3,485,100
    Real Estate Purchase
    Small Business
    Dentists' Office
    25 Year Term
    Floral Park, NY
    $1,173,000
    Business Acquisition
    Small Business
    Insurance Agency
    10 years Year Term
    Austin, TX
    $1,485,000

    Small Business
    Insurance Agency
    10 years Year Term
    Lancaster, PA
    $1,086,000
    Refinance
    Small Business
    Insurance Agency
    10 years Year Term
    Scotssdale, AZ
    $2,169,100

    Small Business
    Insurance Agency
    10 years Year Term
    Carleton, MI
    $736,000
    Leasehold Improvements
    Small Business
    Dentists' Office
    10 years Year Term
    San Diego, CA
    $2,132,500
    Business Acquisition
    Small Business
    Pharmacies and Drug Stores
    10 years Year Term
    Bountiful, UT
    $1,705,000
    1705000
    Small Business
    Home Health Care Services
    10 years Year Term
    Washington, DC
    $1,086,000
    Refinance
    Small Business
    Insurance Agency
    10 years Year Term
    Scotssdale, AZ
    $736,000
    Leasehold Improvements
    Small Business
    Dentists' Office
    10 years Year Term
    San Diego, CA
    $1,152,400
    Business Acquisition
    Small Business
    Insurance Agency
    10 years Year Term
    Klamath Falls, OR
    $859,000
    Business Acquisition
    Small Business
    Equipment and Supplies Wholesalers
    10 years Year Term
    Raleigh, NC
    $397,700
    Business Acquisition
    Small Business
    Dentists' Office
    10 Year Term
    ROHNERT PARK, CA
    $412,000
    Real Estate Purchase
    Small Business
    Doctor's Office
    25 Year Term
    Corvallis, OR
    $2,016,600
    Refinance
    Small Business
    Dentists' Office
    25 Year Term
    Columbia, MD
    $2,630,000
    Business Acquisition
    Small Business
    Insurance Agency
    10 Year Term
    Sunrise, FL
    $1,041,500
    Business Acquisition
    Small Business
    Dentists' Office
    10 Year Term
    PRESCOTT, AZ
    $1,780,000
    Refinance
    Small Business
    Doctor's Office
    25 Year Term
    CHANTILLY, VA
    $450,000
    Refinance
    Small Business
    Doctor's Office
    10 Year Term
    CHANTILLY, VA
    $417,000
    Business Acquisition
    Small Business
    Dentists' Office
    10 Year Term
    Laguana Hills, CA
    $1,609,000
    Business Acquisition
    Small Business
    Insurance Agency
    10 Year Term
    Port Charlotte, FL
    $1,193,000
    Real Estate Purchase
    Small Business
    Dentists' Office
    25 Year Term
    Whittier, CA
    $496,000
    Business Acquisition
    Small Business
    Offices of Optometrists
    10 Year Term
    TACOMA, WA
    $1,618,000
    Business Acquisition
    Small Business
    Insurance Agency
    10 Year Term
    LOS ANGELES, CA
    $1,068,000
    Business Acquisition
    Small Business
    Insurance Agency
    10 Year Term
    LaFollette, TN
    $1,152,400
    Business Acquisition
    Small Business
    Insurance Agency
    10 years Year Term
    Klamath Falls, OR
    $1,575,000
    1575000
    Small Business
    Doctor's Office
    25 years Year Term
    Scottsdale, AZ
    NEWS
    • 2019
    • 2018
    • 2017
    • 2016
    Ready Capital National Bridge Team Closes Over $270 Million in Eight States - 09/16/2019
    NEW YORK, Sept. 16, 2019 (GLOBE NEWSWIRE) -- Ready Capital’s National Bridge Originations Team announces the closing of acquisition, mixed-use acquisition, renovation, refinance, redevelopment, stabilization and lease-up loans for approximately $270 million in eight states. The Tampa, FL, loan provi ...
    Ready Capital National Bridge Team Closes Over $100 Million in Four States - 06/06/2019
    NEW YORK, May 28, 2019 (GLOBE NEWSWIRE) -- Ready Capital National Bridge Originations Team announces the closing of acquisition, mixed-use acquisition, renovation, refinance, redevelopment, stabilization and lease-up loans for approximately $110 Million in five states. The Houston, TX loans for the ...
    Ready Capital Corporation Announces First Quarter 2019 Earnings Release and Conference Call - 05/01/2019
    NEW YORK, May 1, 2019 /PRNewswire/ -- Ready Capital Corporation (NYSE: RC) (the "Company") today announced that the Company will release its first quarter 2019 financial results after the New York Stock Exchange closes Wednesday, May 8, 2019. Webcast and Earnings Conference Call Management will host ...
    Ready Capital Corporation Appoints Gary Taylor as Chief Operating Officer - 04/03/2019
    NEW YORK, April 3, 2019 /PRNewswire/ -- Ready Capital Corporation (NYSE: RC) ("Ready Capital" or the "Company") today announced that Gary Taylor has been appointed Chief Operating Officer, effective April 2, 2019. "Gary brings to Ready Capital deep sector expertise across multiple asset classes incl ...
    Ready Capital and Owens Realty Mortgage Announce Completion of Merger - 03/29/2019
    New York, New York, March 29, 2019 / PRNewswire / – Ready Capital Corporation (NYSE: RC) (“Ready Capital”) and Owens Realty Mortgage, Inc. (NYSE American: ORM) (“ORM”) jointly announced today that they have completed the previously announced merger pursuant to the terms of the Agreement and Plan of ...
    Ready Capital National Bridge Team Closes Over $100 Million in Four States - 03/25/2019
    NEW YORK – March 21, 2019 – Ready Capital National Bridge Originations Team announces the closing of acquisition, renovation, stabilization and lease-up loans for approximately $100 Million in four states. The San Antonio, TX loan is for the acquisition, renovation, and stabilization of a 392-unit, ...
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    CAREERS

    Interested in working with one of the fastest growing commercial mortgage REIT’s in the industry?

    Ready Capital is always looking to add experienced and driven professionals to expand and grow with our company. We are continually searching for experienced professionals within the industry by offering a work environment thriving on collaboration and a corporate culture of employees who are passionate and excited about what they do.

    Find out what job positions are open in your area.

    View Open Positions
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