Small Business Spotlight

A dental practice acquisition with a bright future

Going it alone wasn’t the original plan for a partner in this Texas orthodontics practice. Luckily, Ready Capital was there for the assist.

Loan Amount


Loan Purpose

The Small Business

The Financing Challenge

A doctor was primed to take a significant step forward in her career: to take on 100% ownership of the established orthodontic partnership she’d been a founding member of in Frisco, TX. But going it alone wasn’t her original intent, and the restructuring process created a complex web of interdependencies she hadn’t seen coming.

SBA 7(a) Loan Scenario

Here's what our borrower brought to Ready Capital

Unplanned partner buyout

The original three partners had planned to grow the practice together, but the other two doctors were largely inactive and decided to exit the practice.

SBA loan in play and newer practice

The borrower had an existing SBA loan which she needed cash to settle up on, and her ownership of the practice was still relatively new (less than two years).

Misfit office and seller delays

The space and equipment the borrower was left with were intended for the three-doctor practice, so she aimed to sell and start fresh in her own office space. And though she had an agreement to swap space with a fellow doctor, there were delays on the seller’s end.

Reliable Results

The Non-Bank SBA Preferred Lender Difference

A small business loan is not an empty box like a checking or savings account. No two small businesses are alike when it comes to their financing needs. This means that small business financing requires out-of-the-box thinking and capabilities many banks simply can’t offer.

Ready Capital is a non-bank, SBA preferred lending partner (PLP). We speak fluent small business and have the process in place to help them reach their goals the first time.

Apply for an SBA 7(a) loan

Start the application process for any size SBA 7(a) loan.